Insureds’ Water Damage Is Subject To A ‘Concurrent Cause’ Exclusion, Panel Says
Mealey's (July 26, 2016, 11:00 AM EDT) -- FRANKFORT, Ky. — The “Back-Up of Sewers and Drains” coverage provided under an insurance policy is subject to a “concurrent cause” exclusion, a Kentucky appeals panel ruled July 22, affirming summary judgment to an insurer that insureds did not suffer a covered loss from water damage due to flooding (Dr. Caroline I. Hendy, et al. v. Maryland Casualty Co., No. 2015-CA-001030, Ky. App.; 2016 Ky. App. Unpub. LEXIS 502).